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Finding your next home can feel like a breath of fresh air. Sometimes a fresh start is exactly what you need- but how do you know you have found the right one?
-The home checks all your “need” boxes and some of your “want”boxes
-You have explored the neighbourhood and feel it would be a good fit for your family
-The home will eliminate some of the stresses that you have in your current home
Are you ready to find your next space?
Here’s what they had to say…
“The OFFR. Group had our back showing us different properties, answering numerous questions and providing great advice. They simplified the process and were always on top of anything that came up as we finalized the deal.”
– Buyers
It's about YOU. What are your goals? We want to hear your wildest dreams.
We will use all the info you give us to set up a portal for you to view listings. We curate this portal and personally review listings so you only get ones that match what you are looking for.
When you see a property on the portal that you like, we will set up a showing and go shopping!
Once we find your next home, we will submit an offer and negotiate terms with the seller.
When the deal is firm, it's time to celebrate! We have tools to help you prep for your big move and will support you through closing and beyond.
Must-Have Guide!
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The goods..
If you want a custom list of homes sent to your inbox – fill in as much info as you wish (the more detailed the better) and we will send you available properties.
Want to learn more about buying real estate in Ontario, Canada? Check out these articles and videos.
Buyers do not pay realtors directly for their services. The seller pays both the buyer and seller agent from their profits. There are some exceptions where a buyer would be responsible for some realtor fees – this is rare, however, we would notify you prior to submitting an offer with this requirement.
However, buyers do need to pay a downpayment (up to 20%*) and closing costs which include lawyer fees, land transfer tax, adjustments (insurance, utilities etc.).
In Ontario, you can purchase a home with less than 20% down up to $999,999. Heres how it works:
$0-500K = 5% down
500K-999K = 10% down
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Ex. for a home that costs 750K your downpayment will look like this:
500K at 5% down =$25K
250K at 10% down = 25K
TOTAL downpayment is $50K
Keep in mind putting less than 20% down on a home is considered an insured or high ratio – you will have to pay an insurance premium that will be calculated based on the cost of the home. This will get rolled into your mortgage amount.
You need to get a full pre-approval from a mortgage broker or bank before you start looking for homes. This will allow you to know what you qualify for before you go shopping.
We have a fantastic mortgage broker that we work with and are happy to pass along his information if you wish.
Your deposit is an amount of money that you give the sellers to show that you are serious buyers – the amount ranges but a larger deposit is often better. The deposit amount will go towards your downpayment, however, you need to have the deposit submitted within 24 hours of an accepted Agreement of Purchase and Sale
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